Benefits
Juristic Persons
- Maximum credit limit up to THB 70 million.
- Repayment period up to 20 years.
- Credit facilities are appropriated for construction / asset purchasing / working capital or refinancing.
- Collaterals can be factory, office ,home, vacant land and deposit.
- Convenience - Customers can check OD limit 24 / 7 through ttb business one mobile application.
- Cost Saving – Free cash Transfer via ttb business one application when using with ttb sme one bank account.
Registered Sole Proprietorships
- Financing of up to THB 20 million.
- Ideal for working capital, liquidity enhancement, business operations, and growth investments.
- Flexible financing with variety facilities ( Long - term Loan, Overdraft, Letter of Guarantee ) tailored to your business needs.
- Enjoy preferential interest rates, subject to the Bank's terms and conditions.
- Access Total Solutions for SMEs designed to improve operational efficiency and help reduce business costs.
Conditions
Juristic Persons
- Juristic person customers with total group business sales not exceeding THB 400 million per year.
- Thai entrepreneurs; applicant must be aged between 20 and 65 years.
- The business must be registered and operating in Thailand for at least 2 years.
- Must have a good repayment history with no record of financial litigation or bankruptcy.
Registered Sole Proprietorships
- Thai sole proprietors aged between 20 and 65 years.
- The business must be commercially registered and operating in Thailand for at least 2 years.
- Must have a good repayment history with no record of financial litigation or bankruptcy.
Document Required
Juristic Persons
- Company certificate issued by the Department of Business Development, Ministry of Commerce, and a shareholder list ( no more than 3 months )
- A copy of the Company’s Memorandum of Association and a copy of the Company Limited’s Registration
- Copies of Identification card and copies of the house registration of the authorized director and shareholders of over 50%
- Latest financial statement which is audited by a licensed auditor
- Copies of income documents such as bank statement / Por. Por. 30 in the past 6 months
- Copies of documents evidencing ownership rights to property such as title deed / Nor Sor 3 Kor
- A copy of Business License ( if any )
Registered Sole Proprietorships
- Copies of business registration
- Copies of National ID Card and House Registration Document
- Copies of income documents such as bank statement / Por. Por. 30 in the past 6 months
- Copies of documents evidencing ownership rights to property such as title deed / Nor Sor 3 Kor
- A copy of Business License ( if any )
FAQ
Who can apply for the ttb sme smart biz?
Juristic Persons
- Juristic person customers with total group business sales not exceeding THB 400 million per year.
- Thai entrepreneurs; applicant must be aged between 20 and 65 years.
- The business must be registered and operating in Thailand for at least 2 years.
- Must have a good repayment history with no record of financial litigation or bankruptcy.
Registered Sole Proprietorships
- Thai sole proprietors aged between 20 and 65 years.
- The business must be commercially registered and operating in Thailand for at least 2 years.
- Must have a good repayment history with no record of financial litigation or bankruptcy
What is the maximum credit limit for my businessddd?
Juristic Persons : Maximum credit limit of up to THB 70 million (1)
Registered Sole Proprietorships : Maximum credit limit of up to THB 20 million (1)
(1) Subject to the Bank’s credit assessment and lending criteria
What are the eligible uses of the loan?
The loan can be used for:
- Business liquidity support working capital financing
- Business expansion and investment
- Refinancing existing business loans
Can I apply for the loan if my business has been operating for less than 2 years?
Juristic Persons : The business must be registered and operating in Thailand for at least 2 years.
Registered Sole Proprietorships : Applications may still be considered if you can provide additional supporting documents required by the Bank to demonstrate at least 2 years of business experience.
What types of collateral can be used when applying for the loan?
The following types of collateral are accepted:
- Land with buildings structures
- Vacant land
Can this loan be used to refinance an existing business loan?
Yes. The loan can be used to refinance an existing business loan from another- financial institution, subject to the Bank's lending criteria.
Does this loan offer both revolving and term loan facilities?
Yes. The Bank will assess your business needs and determine an appropriate allocation between revolving credit facilities and term loan facilities.
How can I apply for the loan?
- Contact your Relationship Manager.
- Contact ttb corporate call center at 0 643 7000.
