Terms and conditions
Eligibility
Trip Easy Plus Insurance
- The Insured must reside in Thailand.
- The Insured must be between 1-80 years of age.
- The Insured can apply for only 1 insurance plan under this policy.
- The coverage is provided for within Thailand only.
- The Insured must be in good health without any physical disability.
- The Insured agrees and allows the medical institutes including hospitals and clinics, the Insurance Company’s staff or related organizations to disclose his/her personal information to MSIG Insurance (Thailand) Public Company Limited upon the request thereof.
Travel Easy Plus Insurance
- The Insured must reside in Thailand.
- Insurable age is 6 months-80 years for single trip and 15-65 years for annual trip. Your annual insurance plan will depend on the maximum duration of each trip which has been selected for purchase.
- The Insured can apply for only 1 insurance plan under this policy.
- The trip must start from Thailand and end in Thailand only.
- The Insured must be in good health without any physical disability.
- The Insured agrees and allows the medical institutes including the hospitals and clinics, the Insurance Company’s staff or related organizations to disclose his/her personal information to MSIG Insurance (Thailand) Public Company Limited upon the requests thereof.
Overseas Student Travel Insurance
- The Insured must be between 13-50 years of age.
- The Insured must start the trip from Thailand only.
- The Insured must reside in Thailand.
- The Insured must be in good health without any physical disability while applying for the insurance.
- The Insured can apply for only 1 insurance plan under this policy.
- The insured must have registered and been accepted as a student in an acceptable overseas education institution including vocational education.
- The Insured agrees and allows the medical institutes including the hospitals and clinics, the Insurance Company’s staff or related organizations to disclose his/her personal information to MSIG Insurance (Thailand) Public Company Limited upon the requests thereof.
Exclusions
Trip Easy Plus
- The Insured’s suicide, suicide attempt or self-harm.
- While the Insured is under the influence of alcohol, addictive substances or drugs of harmful nature.
- War, invasion, malicious act of foreign enemies or malicious warlike operations, civil war, revolution, riot, strike, insurrection or public uprising against the government, proclamation of martial law, terrorism.
- While the Insured is serving as a pilot or crew member on an aircraft, soldier, police, volunteer and participates in war operation or suppression.
- While the Insured is taking part in any type of car race, boat race, horse race, ski including jet ski race, skate race, boxing and parachuting (except for the purpose of life saving), while boarding, disembarking from or traveling in a balloon or glider, bungee jumping, diving with oxygen tank and underwater breathing equipment and rock climbing that requires climbing gear.
- While the Insured is riding or traveling by motorcycle.
Travel Easy Plus
- The Insured’s suicide, suicide attempt or self-harm.
- Pre-existing conditions.
- The Insured is under the influence of alcohol, addictive substances or drugs of harmful nature.
- War, invasion, malicious act of foreign enemies or malicious warlike operations, civil war, revolution, riot, strike, insurrection or public uprising against the government, proclamation of martial law, terrorism.
- While the Insured is serving as a pilot or crew member on an aircraft, soldier, police, volunteer and participates in war operation or suppression.
- While the Insured is participating or practicing or competing in a professional sport.
- While the Insured is working in high-risk area such as high-rise building, petroleum or natural gas drilling platform, underground mining; or manual labor such as fishery, construction, fruits picking or heavy equipment jobs.
- Traveling to or traveling within the following countries is excluded from the policy coverage: Afghanistan, Azerbaijan, Cuba, Iraq, Israel, Kyrgyzstan, Lebanon, Libya, Nicaragua, North Korea, Pakistan, Palestine, Syria, Tajikistan, Turkmenistan, Uzbekistan, Iran, Nepal (Except for rock climbing and mountaineering), Russia, Ukrain.
Remark: Other exclusions are as specified in the insurance policy.
Overseas Student Insurance
- Pre-existing Conditions.
- War, invasion, malicious act of foreign enemies or malicious warlike operations, civil war, revolution, riot, strike, insurrection or public uprising against the government, proclamation of martial law, terrorism.
- Travel under doctor’s prohibition or travel to get medical treatment abroad.
- While the Insured is practicing or joining in a professional sport or sport competition.
- While the Insured is serving as a pilot or crew member on an aircraft; or while ascending or descending from or boarding an aircraft without license for carrying passengers and not registered for commercial operation.
- Actions of the Insured while being under the influence of alcohol, addictive substances or drugs of harmful nature.
- Suicide, suicide attempt, self-inflicted injury or self-harm attempt.
- Miscarriage, childbirth, dental care, eyesight treatment, beautification treatment.
- While the Insured is driving or traveling by motorcycle; taking part in any type of car race, boat race, horse race, ski including jet ski race, skate race, boxing and parachuting (except for the purpose of life saving), while boarding, disembarking from or traveling in a balloon or glider, bungee jumping, diving with oxygen tank and underwater breathing equipment.
Traveling to or traveling within the following countries is excluded from the policy coverage: Afghanistan, Azerbaijan, Cuba, Iraq, Israel, Kyrgyzstan, Lebanon, Libya, Nicaragua, North Korea, Pakistan, Palestine, Syria, Tajikistan, Turkmenistan, Uzbekistan, Iran. In case of Ukraine, the insured will still receive coverage against accident, illness, flight delay, property damage, but excluding cases relating to war as specified in No. 2.
Remark: Details on the coverage, conditions and exclusions are specified in the insurance policy.
The insured is advised to study and understand the details of the coverage and conditions before deciding to buy insurance.
Insurance provided by
MSIG Insurance (Thailand) Public Company Limited
TMBThanachart Bank Public Company Limited acts as a non-life insurance broker and is liable only in the capacity of broker.
