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PA Care in Car

PA Care in Car

Whether you are a driver or passenger, be confident in every travel.
Double protection. If you are the driver, protection will be extended to 4 passengers in your vehicle.
No need for advance payment. Easy to apply without medical-check-up.

Product highlights

Double Protection

For accident arising from driving or traveling in private car

Extended Coverage

Cover 4 passengers in the car driven by the insured

Lessen the burden of medical expense for every accident

Income compensation

While hospitalization due to accident up to 2,000 Baht per day

No advance payment for medical expense

No health check-up

Coverage and benefits

Coverage Sum Insured (Baht)
Silver Silver Plus Gold Gold Plus Platinum Platinum Plus
Coverage for the insured
1. Coverage for loss of life, dismemberment, loss of sight or total permanent disability
General accidents including homicide and body assault (excluding accident while riding or traveling on a motorcycle) 200,000 500,000 1,000,000
Perils from terrorism - 100,000 100,000
Accident while riding or traveling on a motorcycle 100,000 200,000 200,000
2. Maximum medical expense per each accident 20,000 30,000 40,000
3. Daily income compensation while hospitalized as a result of accident (not exceeding 365 days)
Standard patient room in local hospitals - 300 - 500 - 1,000
ICU/CCU room in local hospitals - 600 - 1,000 - 2,000
Standard patient room in overseas hospitals - 600 - 1,000 - 2,000
4. Loss of life or total permanent disability caused by driving or traveling in private car (additional coverage from No. 1) 200,000 500,000 1,000,000
Accident coverage for passengers in the car driven by the insured
Loss of life or total permanent disability (for each passenger up to 4 passengers throughout the insurance term) 100,000
Insurance Term Premium including Tax and Duty Stamps (Baht)
1 year - - 1,885 2,145 2,930 3,450
2 years 1,830 2,125 3,620 4,115 5,630 6,625
3 years 2,685 3,125 5,315 6,045 8,260 9,730

Terms and conditions

The Insured’s qualifications
  • The insured must be 18 – 60 years old on the insurance purchase date (renewable up to the age of 64) or purchase insurance for the first time.
  • The insured must be in good health without any physical disability.
  • Single premium payment.
  • This insurance plan does not include high-risk occupations such as construction workers, motorcycle taxi riders, document messengers, passenger car drivers, electricians, sawmill workers, metal-cutting workers – metal welders, firemen, fishing crews, emergency rescuers, guards, miners, petroleum or natural gas drilling workers, extreme sport athletes, professional athletes, election campaigners, politicians or other occupations of compatible risks.
Conclusion of Coverage Conditions and Exclusions
  • Suicide, suicide attempts or self-inflicted injuries, miscarriage, brawls.
  • Actions of the insured while under the influence of alcohol or addictive substances, crimes, boarding or disembarking aircrafts that are not registered for transporting passengers and are not operated by commercial airlines.
  • War, rebellions, strikes, chaos, revolution, terrorism and others in accordance with the Exclusion Clauses specified in PA Uenjai.
  • Buyers should study details of the coverage and conditions prior to making decisions to take out insurance.
  • Coverage conditions are as specified in the insurance policy.
Insured by

Thanachart Insurance Public Co., Ltd.
TMBThanachart Bank Public Co., Ltd. acts only as a non-life insurance broker and is liable only as a broker.

Frequently asked questions