Benefits
- Improve working capital and liquidity position for the business.
- Instant withdrawal whenever needed by writing cheques for payment out of the current account with an O/D line.
- Repayment can be made immediately whenever you wish in order to reduce interest cost.
Conditions
- Juristic person registered and operating business in Thailand.
- Minimum 2 years’ experience in the current business.
- Net operating profit for the last 3 years.
- No delinquencies history, maintaining good credit record with the NCB, not being under loan restructuring with any financial institution and not currently classified as an NPL.
- Not being sued in financial cases or declared bankrupt or under Court Order for business reorganization.
Remark: Other qualifications shall be as specified by the Bank.
Document Required
For Juristic Persons:
- Company Certificate issued by the Ministry of Commerce/Office of the Central Company and Partnership Registration together with business objectives
- List of shareholders (Bor. Or. Jor. 5)
- Company Regulations / Partnership Agreement
- Financial Statements and Auditor’s Report
- Internal Financial Statements or Value Added Tax Return Certificate (Por. Por. 30)
- Commercial documents such as A/R, A/P, Inventory Report, Bill Purchase
- Specific business license
